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C. F. O'Connell & Sons Insurance provides Auto, Home, Life, Business, and Commercial Insurance.

Insuring Burtonsville, Fulton, Ashton, Sandy Springs, Columbia and All of Maryland.

Charles O’Connell, Sr. opened his doors in for business in 1927. Nearly 90 years, and two generations later, our family owned and operated insurance agency continues to serve the insurance needs of Burtonsville, Fulton, Ashton, Sandy Springs, Columbia, and all of Maryland.

As a full service independent insurance agency providing Auto Insurance, Homeowners Insurance, Business Insurance, and Life Insurance we are dedicated to finding insurance solutions suited for you and your family. With a commitment to provide a superior level of service, personal attention, and competitive priced insurance products to our clients we continue to carry on the legacy of our grandfather.

Celebrating 35 Years In The Community

Celebrating 35 years of business, Simms Insurance Agency has always been a community driven agency. Click here to take a look at how the Simms family has stayed locally engaged throughout the years.

Specializing In Erie Insurance

Erie Insurance has been helping customers since 1925 with their auto, home, business, and life insurance needs.
Click here to get an auto insurance quote with Erie Insurance "ERIE Auto Insurance Quote" (opens in new tab)
Click here to pay your Erie Insurance bill "ERIE Pay Your Bill" (opens in new tab)
Click here to use the Erie Insurance Life Insurance Calculator "ERIE Life Insurance Calculator" (opens in new tab)

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Recent News & Updates

5 Ways to Remain Productive After Equipment Malfunctions

5 Ways to Remain Productive After Equipment Malfunctions

Posted: October 4, 2024

Equipment malfunctions can severely disrupt business operations, leading to delays and lost productivity. Whether it’s a computer crash, machinery failure, or technical breakdown, these unexpected issues can disrupt your workflow. However, maintaining productivity despite such challenges is central to ensuring your business runs smoothly. By implementing strategies to manage equipment failures effectively, you can minimize downtime and keep things moving forward. 1. Assess the Issue...

How to Prevent House Fires & What to Do if One Occurs

How to Prevent House Fires & What to Do if One Occurs

Posted: October 2, 2024

October is National Fire Prevention Month, making it an ideal time to raise awareness about fire safety at home. House fires have devastating consequences, and preparedness is critical to reducing risk. According to the National Fire Protection Association (NFPA), U.S. firefighters respond to an average of 346,800 house fires annually, resulting in over 2,500 deaths and billions in property damage. Understanding how to prevent fires...

When is a Car Considered Totaled—And What Happens When It Is?

When is a Car Considered Totaled—And What Happens When It Is?

Posted: September 30, 2024

The first step in determining whether a car is totaled (or, in insurance terms, a total loss) is to calculate its actual cash value (ACV) at the time of the loss. The ACV is how much your vehicle is worth after factoring in depreciation. On average, vehicles depreciate more than 20 percent in the first year and approximately 10 percent each additional year for the...