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C. F. O'Connell & Sons Insurance provides Auto, Home, Life, Business, and Commercial Insurance.

Insuring Burtonsville, Fulton, Ashton, Sandy Springs, Columbia and All of Maryland.

Charles O’Connell, Sr. opened his doors in for business in 1927. Nearly 90 years, and two generations later, our family owned and operated insurance agency continues to serve the insurance needs of Burtonsville, Fulton, Ashton, Sandy Springs, Columbia, and all of Maryland.

As a full service independent insurance agency providing Auto Insurance, Homeowners Insurance, Business Insurance, and Life Insurance we are dedicated to finding insurance solutions suited for you and your family. With a commitment to provide a superior level of service, personal attention, and competitive priced insurance products to our clients we continue to carry on the legacy of our grandfather.

Celebrating 35 Years In The Community

Celebrating 35 years of business, Simms Insurance Agency has always been a community driven agency. Click here to take a look at how the Simms family has stayed locally engaged throughout the years.

Specializing In Erie Insurance

Erie Insurance has been helping customers since 1925 with their auto, home, business, and life insurance needs.
Click here to get an auto insurance quote with Erie Insurance "ERIE Auto Insurance Quote" (opens in new tab)
Click here to pay your Erie Insurance bill "ERIE Pay Your Bill" (opens in new tab)
Click here to use the Erie Insurance Life Insurance Calculator "ERIE Life Insurance Calculator" (opens in new tab)

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Recent News & Updates

A Homeowner’s Guide to Dealing with Ice Dams

A Homeowner’s Guide to Dealing with Ice Dams

Posted: February 2, 2026

Ice dams form when snow on a roof melts, runs down to colder eaves, and refreezes into a ridge that blocks drainage. Over repeated melt-freeze cycles, water can back up under shingles and leak into ceilings, walls, insulation, and belongings. Why Ice Dams Happen Most ice dam problems start with uneven roof temperatures. Heat escaping into the attic warms the upper roof surface above 32°F...

New Year Business Insurance Checklist

New Year Business Insurance Checklist

Posted: January 19, 2026

Is Your Company Really Protected? A new year is the perfect time for businesses to run a quick “audit” of their insurance program. Over the past twelve months, your company may have opened a new location, hired more staff, bought equipment, or added services. If your coverage has not kept pace, one loss could disrupt everything you have built. Start With An Annual Coverage Audit...

Common Insurance Myths Debunked

Common Insurance Myths Debunked

Posted: January 16, 2026

What Your Friend on Social Media Got Wrong! Everyone has that friend who becomes an instant expert after watching a short video or reading a headline. Insurance myths travel fast, and they can cost real money when a claim happens. Clearing up a few of the most common myths helps you choose better protection and avoid unpleasant surprises. Myth #1: Red Cars Cost More to...