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C. F. O'Connell & Sons Insurance provides Auto, Home, Life, Business, and Commercial Insurance.

Insuring Burtonsville, Fulton, Ashton, Sandy Springs, Columbia and All of Maryland.

Charles O’Connell, Sr. opened his doors in for business in 1927. Nearly 90 years, and two generations later, our family owned and operated insurance agency continues to serve the insurance needs of Burtonsville, Fulton, Ashton, Sandy Springs, Columbia, and all of Maryland.

As a full service independent insurance agency providing Auto Insurance, Homeowners Insurance, Business Insurance, and Life Insurance we are dedicated to finding insurance solutions suited for you and your family. With a commitment to provide a superior level of service, personal attention, and competitive priced insurance products to our clients we continue to carry on the legacy of our grandfather.

Celebrating 35 Years In The Community

Celebrating 35 years of business, Simms Insurance Agency has always been a community driven agency. Click here to take a look at how the Simms family has stayed locally engaged throughout the years.

Specializing In Erie Insurance

Erie Insurance has been helping customers since 1925 with their auto, home, business, and life insurance needs.
Click here to get an auto insurance quote with Erie Insurance "ERIE Auto Insurance Quote" (opens in new tab)
Click here to pay your Erie Insurance bill "ERIE Pay Your Bill" (opens in new tab)
Click here to use the Erie Insurance Life Insurance Calculator "ERIE Life Insurance Calculator" (opens in new tab)

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Recent News & Updates

5 Common Business Insurance Gaps

5 Common Business Insurance Gaps

Posted: May 19, 2026

Many businesses carry insurance but still face coverage gaps when a claim arises. That usually does not mean the business had no insurance at all. It means the policy in place did not match the loss that occurred. A company may have general liability coverage but no protection for a professional mistake. It may insure a building but not carry enough coverage for storm damage,...

4 Ways Telematics Can Impact Car Insurance

4 Ways Telematics Can Impact Car Insurance

Posted: May 16, 2026

Telematics is technology that tracks driving behavior via a mobile app, a plug-in device, or a built-in vehicle system. Insurance companies may use that data to better understand how a person drives in real-life conditions. Instead of solely factoring age, vehicle type, ZIP code, and claims history, some insurers also evaluate driving habits. That can create savings opportunities for some drivers, but it can also...

Who Needs Professional Liability Insurance the Most?

Who Needs Professional Liability Insurance the Most?

Posted: May 4, 2026

Professional liability insurance is designed for businesses that give advice, provide services, create plans, or make recommendations that clients rely on. When a client says a mistake, missed detail, or failure to deliver caused financial harm, this is the type of coverage that may step in. It is often called errors and omissions insurance, and it fills a gap that many service businesses do not...