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C. F. O'Connell & Sons Insurance provides Auto, Home, Life, Business, and Commercial Insurance.

Insuring Burtonsville, Fulton, Ashton, Sandy Springs, Columbia and All of Maryland.

Charles O’Connell, Sr. opened his doors in for business in 1927. Nearly 90 years, and two generations later, our family owned and operated insurance agency continues to serve the insurance needs of Burtonsville, Fulton, Ashton, Sandy Springs, Columbia, and all of Maryland.

As a full service independent insurance agency providing Auto Insurance, Homeowners Insurance, Business Insurance, and Life Insurance we are dedicated to finding insurance solutions suited for you and your family. With a commitment to provide a superior level of service, personal attention, and competitive priced insurance products to our clients we continue to carry on the legacy of our grandfather.

Celebrating 35 Years In The Community

Celebrating 35 years of business, Simms Insurance Agency has always been a community driven agency. Click here to take a look at how the Simms family has stayed locally engaged throughout the years.

Specializing In Erie Insurance

Erie Insurance has been helping customers since 1925 with their auto, home, business, and life insurance needs.
Click here to get an auto insurance quote with Erie Insurance "ERIE Auto Insurance Quote" (opens in new tab)
Click here to pay your Erie Insurance bill "ERIE Pay Your Bill" (opens in new tab)
Click here to use the Erie Insurance Life Insurance Calculator "ERIE Life Insurance Calculator" (opens in new tab)

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Recent News & Updates

Commercial Auto Insurance: What Business Owners Should Know About Covering Company Vehicles

Commercial Auto Insurance: What Business Owners Should Know About Covering Company Vehicles

Posted: July 19, 2026

Whether your business relies on a single work truck or a fleet of delivery vans, the vehicles you use for business purposes likely need more than a standard personal auto insurance policy. Commercial auto insurance is designed to cover vehicles used for business operations and can provide protections that personal policies typically do not. Understanding the difference between the two can help business owners avoid...

Renters Insurance: The Affordable Coverage Most Renters Don't Know They're Missing

Renters Insurance: The Affordable Coverage Most Renters Don't Know They're Missing

Posted: July 16, 2026

If you rent your home, apartment, or condo, you may assume that your landlord's insurance policy protects your belongings. Unfortunately, that's a common misconception—and a costly one. A landlord's insurance policy typically covers the physical structure of the building but not the personal property of the people who live in it. Renters insurance is designed to fill that gap, and it's often more affordable than...

Myths & Facts About Pumping Gas

Myths & Facts About Pumping Gas

Posted: July 5, 2026

For some reason, pumping gas tends to produce a lot of misconceptions. For instance, many people mistakenly believe that filling up in the morning at the day’s lowest temperature can put more gas in your tank. For the facts on this myth and others, continue reading. Facts and myths at a glance Don't smoke while pumping gas. Avoid distractions like texting while fueling. Stay outside...